AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or late connections, baggage delays, and emergency escape. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
Coverage for COVID-19 related illness
AIG insurance policies can provide medical coverage for the COVID-19 epidemic if you are travelling abroad. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal goods such as clothes, toiletries, etc. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. You may be required to pay a deductible if you file a claim.
You may be able to claim additional baggage delay insurance from some insurance companies. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
These plans cover air evacuation and medical transport. These plans are especially helpful when you travel to remote areas without medical care. There are also repatriation options for the family members of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans provide coverage for lost or delayed baggage.