Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. You can also opt for optional wellness programs that will cover regular blood tests and vaccinations. For a nominal monthly fee, Figo offers a "Pet Cloud" mobile app that allows you to manage your pet's health. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
Fill out the online application to get Figo's pet insurance. The online application will ask for your pet's name as well as their breed and postal code. Your premium may also be affected if you choose to pay an upfront deposit. The vet's forms can help waive the deductible. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There are no limitations on the number you can file claims, but Figo does require your veterinarian to be present and that any medical records be uploaded. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available in all 50 states. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. For each year your pet's insurance has been in force, the deductible is decreased by $50. Figo also offers a 5% discount on multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo also provides a free GPS pet collar that allows you to track your pet. It's ideal for pets that roam. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies will cover any major illness and injury. They also cover routine and emergency dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also covers hereditary diseases. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud is extremely popular. You can communicate with a live vet and choose from a variety of reimbursement rates. You can also access urgent care advice via the app. When you need to submit a case, the app will allow you to do so electronically.