Car insurance Washington DC is important for any trip, whether you're visiting the White House or watching the Washington Nationals. AARP Auto Insurance has many customers in District of Columbia who choose this coverage.
You can find affordable car insurance in Washington DC by comparing quotes and selecting the appropriate coverage. Whether you are looking for minimum liability coverage, comprehensive and collison coverage, or full insurance coverage, we can help you find the right policy.
In the District of Columbia, minimum insurance requirements are $25,000 for each person and $50,000 for an accident. Property damage coverage is also $10,000. These figures may seem low, but you should get more to cover medical expenses if someone in your household is injured in an automobile accident.
A higher deductible can help lower your premium, as can purchasing additional liability limits. You can save money by choosing full coverage, which includes collision and comprehensive, which protects you against damage to your car in case of a vandalism.
GEICO offers the cheapest auto insurance in Washington, DC, for both full coverage and state minimum. It also offers the best rates for young motorists and military families.
You should take into account your driving record and the type policy you desire when shopping for insurance. Keeping a clean record will reduce your premiums and save you money in the long run. Getting tickets or traffic violations can increase your premiums, as can getting an older car with high mileage.
The credit score also has an impact on your premiums. In general, the lower the credit score, the higher the insurance rate. There are several ways you can improve your credit rating, which will result in cheaper auto insurance quotes.
The drivers should also compare costs by rating factors such as location and coverage levels. These ratings can help you determine the best coverage for your budget.
Discounts & bonuses
Many insurers of District of Columbia provide discounts for drivers who excel in school or have safety features installed on their vehicle. These savings may range between 5 and 10%, depending on your specific circumstances.
Moreover, certain providers offer safe-driving discounts of up to 50 percent or more. According to the insurer, these discounts are available if you keep a safe driving history, pay your bills promptly or take defensive driver courses.
To find the best car insurance policy in Washington DC, compare quotes from several reputable companies. Requesting quotes from the leading companies in the Washington, DC area is easy with the free online auto insurance quote tool.
You may be able save money on insurance if you buy a fuel-efficient vehicle if you own an older car with a high mileage. The models you choose can also save you money in gas. Many insurance companies will offer discounts to those who insure multiple vehicles with them.