ASPCA is the oldest provider of pet insurance in the United States. It has a great reputation with customers. The company offers a variety of plans, from accident-only coverage to full coverage. In addition, ASPCA offers a 10% discount on policies for multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. Complete Coverage(sm), which includes both accident and illness benefits, as well as wellness options, is the most comprehensive plan.
You will receive reimbursement for unexpected vet expenses after meeting your deductible. Choose your annual deductible, reimbursement rate and maximum payout.
You will have to pay $100 as a deductible before you can receive reimbursements for claims that you made during your policy period. If you set your deductible as $500, all claims will be reimbursed once you have reached that amount.
Preventative Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This plan is a good way to avoid expensive and life-threatening illnesses.
It's a huge benefit because most other plans have a waiting period or deductible before they will pay for preventive care. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
You can use the ASPCA's website and app to manage your account. You can also submit and track claims as well as manage your pet’s health records. It has a local veterinarian finder, which allows you to look for nearby vets.
Crum & Forster Pet Insurance Group underwrites the ASPCA pet health insurance. They have an A+ rating from the Better Business Bureau, and a 4.3 rating out of 5 on TrustPilot. Its insurance policies are available in both cats and dogs and include the ASPCA Healthy Pet Deductible, which automatically reduces your pet's annual deductible by $50 each year they don't receive a claim reimbursement.
The insurance also offers a 10% off for enrolling multiple pets. ASPCA provides a quick quote and a free example policy.
Requesting a quote
Visit the ASPCA site and complete an online quote form. You can then customize your premium according to your pet's gender, age and location.
The ASPCA website has a wealth of information on pet health. It includes breed-specific resources, as well as a comparison tool that is easy to use. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. Its app can be found in the Apple App Store as well as Google Play Store.