It is possible to save a lot of money by purchasing pet insurance. In fact, it can help you save thousands of dollars on vet bills over your pet's lifetime. This can give you the peace of mind that you will have access to the most affordable veterinary services.
Best Pet Insurance Colorado
Whether you're new to pet ownership or just looking to upgrade your existing policy, it's important to find the best coverage for your budget and needs. To help you do this, we compared pet insurance providers in Colorado to see which ones offer the best options for your pet's unique situation.
Lemonade has been rated as the best Colorado pet insurance. Lemonade offers a simple claims process, customizable payout rates, and annual coverage limits. It is also one of a few companies who allow you to select per-condition limits instead of annual limits. So you can choose a certain amount for your pet insurance and pay no deductible.
You can also customize your policy with optional add-ons like cancer treatment, emergency boarding, kennel fees, and more. Some plans provide unlimited coverage, so you don't have to pay for vet bills once your deductible has been met.
Selecting an insurer that offers a $50 annual deductible will help you lower your insurance costs. This yearly cost can be offset by using the deductible.
Accident-only plans: An accident-only coverage plan is the most basic option. It covers bite wounds, broken bones and hospitalization. It also includes radiology services, surgery and hospitalization. This type is less expensive that an accident and illnesses plan which offers more comprehensive cover for things such as cancer, hereditary disorders, general health.
Essential plan: An essential plan offers the best protection. It has all the advantages of an accident only plan, plus cancer treatments, congenital conditions, and hereditary illnesses. A wellness add-on is available for items such as vaccines, prescription medications, and prescription food.
Healthy Paws offers several different plans. These include an accident-only plan, an essential plan, and a top-tier plan. The accident-only plan costs as little as $10 per month and covers things like alternative therapy, bite wounds and broken bones, as well as hospitalization, surgery and radiology.
Figo offers quick coverage. Figo’s accident-only, essential and basic plans have a shorter waiting period of 24 hours than any other pet insurance option in the state. The Extra Care Pack includes coverage for end-of life expenses, vacation cancellation costs, and third-party property damages liability.
The cost of pet insurance in Colorado can vary greatly depending on the age, breed and location of your dog. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. Some insurers charge more for older animals, while other companies have different rates for dogs and cats of specific breeds.