Poor driving records can make it difficult to get cheap auto insurance. For example, a New York DUI conviction can lead to an average increase in car insurance rates of $1208. There are many ways to obtain a lower rate. State Farm, Liberty Mutual and GEICO all provide affordable coverage.
State Farm
State Farm insurance is an affordable option for New Yorkers. The company is known for offering great insurance coverage and generous discounts for students. It also offers the Steer Clear(r) driving app, which can help young drivers improve their skills. For older policyholders, you can also receive car insurance discounts and savings to keep your vehicle accident-free.
State Farm also offers coverage for homeowners and renters. This insurance can help you protect your home, belongings, and property in the event that there is an accident. It also covers your belongings in the case of theft and damage. It also provides a network for auto repair shops to help you fix your vehicle.
Consolidating your auto and home insurance policies through the company can help you save money. It also offers rideshare and rental car coverage. Its auto insurance in New York is suitable for people who are new to driving and for business travelers.
Liberty Mutual
Liberty Mutual is one the most trusted companies for drivers in New York. They offer excellent rates, great discounts, and convenient online policies. Online, you can modify your policy and pay your bill. This company is great for drivers who like to do things themselves. Some drivers expressed dissatisfaction with their experience with this company, citing poor customer support.
Liberty Mutual offers a Pay-Per-Mile program. This allows you to only pay for how many miles you drive each month. The plan offers coverage for accidents, as well as a money back guarantee. A pay-permile policy is a good way to save money on car insurance.
Liberty Mutual also offers no-fault coverage, which pays for medical expenses, even if you were at fault. In addition, the company offers new car replacement coverage. This pays for the cost to buy a new car in the event that your vehicle is totaled. This coverage is required in New York.
GEICO
If you live in New York and need car insurance, you may be interested in finding out about GEICO car insurance in New York. They are well-known for providing insurance at affordable rates. Brooklyn residents can also find agents to help them save money on their insurance.
GEICO offers many coverage options, including bodily Injury liability and property damages liability. It also offers uninsured motorist coverage. GEICO offers discounts for military personnel and good students in addition to its standard coverage options. GEICO car insurance in New York is designed to fit any budget.
As a part of its commitment to responsible and affordable car insurance in New York, GEICO has many discounts available to make it easier for you to find the right policy. For instance, GEICO offers a good driver discount for drivers with five years of accident-free driving experience. It also offers discounts to members of professional associations and military personnel.