Minnesota residents need to have car insurance. This state requires drivers to carry liability, personal injury protection, uninsured and underinsured motorist coverage. It is possible to save money buying the minimum policy requirements. However, most drivers opt to have more. Insurance companies will raise the price or cancel your policy if there are poor driving records. You should also consider the cost of coverage for your relatives who live in your household.
Geico
GEICO is a well-respected Minnesota auto insurance company. It has a high rate of customer satisfaction and affordable prices. Berkshire Hathaway owns this company, which provides coverage for drivers in all 50 US states and Washington DC. Geico offers many benefits over competitors such as its digital features and low complaints.
Allstate
Allstate is Minnesota’s best-known auto insurance company. Allstate offers a wide range of insurance options and has a dedicated team to assist you in finding the right policy for you at the best price. The Allstate website has a wealth of resources to help you make informed decisions about your policy.
State Farm
Shop around to find the best rate on your car insurance. You should also make sure you have a clean driving record and understand how much coverage you need. State Farm offers a variety of discounts to customers. A lowered deductible or changing the type and extent of your coverage can help you get a great rate.
Geico Auto-Owners
Geico Auto-Owners Minnesota offers Minnesota drivers affordable coverage and easy claims handling. The company, which was established in 1916, serves 26 northern states and has a strong reputation for outstanding customer service. A 2021 J.D. Power study found that the company scored 845 points on a 1,000 point scale, which makes it the fourth best provider of auto insurance in the state.
Auto-Owners
Minnesotans have many options for auto insurance. Auto-Owners Insurance can be a great choice if you want affordable coverage and easy claims processing. They have a great reputation for outstanding customer service and being in business for more than 100 years. AM Best has given them an A++ financial rating, which indicates that they are financially strong and capable of paying their policyholders. The National Association of Insurance Commissioners has had fewer complaints, which is an indication of their ability to fulfill customer needs.
Progressive
Progressive provides Minnesota drivers with car insurance. The company has an A+ rating for financial strength, which means the company is financially sound. Progressive offers many discounts that can help customers save money. Its website also offers a "Name Your Price" tool where you can enter your information to receive a free estimate. Progressive will show you the best options for your budget.