You have many options if you're looking for the best insurance for individuals. You can search online to find the best plan for you. There are many options, so there's no need to worry about having to spend a lot. Additionally, you can find low rates and save time.
Anthem
Anthem, a major health insurer, is one of three top players in the individual market. It is available in nine states and offers a variety of health insurance plans. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. In some states, Anthem's plans are known as HMOs. In some states, they're known as Empire plans and Compcare plans.
The consumer reviews of Anthem individual health insurance have been mixed. Anthem is given an F-grade from the Better Business Bureau, and its customer satisfaction rating of low. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem has resolved 61 complaints during the past three years. The majority of them were billing-related and denied claims.
Anthem offers several individual health insurance plans, ranging from basic coverage to high-deductible plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers have found that the high deductibles are too expensive for them.
Anthem offers more than just individual health insurance. It also offers Medicare plans that include hospital recovery, accident and critical illness. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individual health insurance can be affordable for individuals. The Blue Cross Blue Shield Association provides health insurance through its BlueSelect health plan, which meets the requirements for coverage under the Affordable Care Act. The BlueSelect plan is available through the Health Insurance Marketplace.