You have many options when searching for the best personal health insurance. You can search online to find the best plan for you. There are many options so that you don't have worry about spending too much. Additionally, you can find low rates and save time.
Anthem
Anthem is a large health insurer that is one of the top three players in the individual market. It operates in nine states, and its health insurance plans vary by state. Anthem's name is frequently associated with individual insurance plans. However Anthem also offers healthcare insurance through its subsidiaries. Anthem's plans can be known as HMOs (Health Maintenance Organizations) in some states. In some states, they're known as Empire plans and Compcare plans.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers several individual health insurance plans, ranging from basic coverage to high-deductible plans. This makes Anthem a great choice for anyone looking for affordable coverage. However, some customers have found the high deductibles too expensive for their budget.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies offer coverage for prescriptions as well as deductibles. They are also available in some states. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Individuals can find affordable health insurance through Blue Cross Blue Shield health insurance for individuals. Blue Cross Blue Shield Association offers health insurance through its BlueSelect plan. This meets the Affordable Care Act requirements. BlueSelect can be purchased through Health Insurance Marketplace.