Hartville is one of the largest pet insurers in the United States, offering a range of coverage options that can help to keep your dog or cat healthy and happy. As evidenced by the online reviews, this company has a good reputation for providing excellent customer service.
Hartville's policy covers a variety of medical costs, including surgery, diagnostics, and veterinary medicine. This policy also covers behavioral and hereditary problems.
Insurance is available in all 50 states and the three territories, as well as Canada. Your policy can be used at any licensed and networked veterinary clinic across the United States.
In addition to accident and illness coverage, Hartville offers a range of preventative care plans, as well as dental care coverage. These types of plans can save you money on vet bills by preventing illness and disease.
Hartville's mobile app makes it simple to select the right pet insurance plan. Direct deposit can be set up to get reimbursements quicker.
Customer service and satisfaction are the main priorities of the company, as evidenced by the BBB ratings and Trustpilot ratings. The company's staff are knowledgeable, friendly and responsive.
Hartville Insurance is part of Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance Premier Pet Insurance and Petshealth Care Plan.
Its prices are competitive, starting at around $4 per month for an accident-only coverage plan and up to around $45 for a complete pet health policy. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
Most people cannot afford the high premiums for this pet insurer. This is especially true of the most affordable policies, which only cover accidents and illness.
The monthly fee is not the only thing that you have to pay. There are also deductibles and other copayments for claims. Your plan can be enhanced with preventive care packages for an extra cost.
Hartville requires that if your pet has a condition which is pre-existing, you submit a certificate of health from your previous veterinarian, as well as vaccination records. Hartville staff will review the claim for your pet once you have submitted all of the required information.
After your claim is processed you will receive an email with a check. The company also makes it easy to track your claim progress through its member portal and smartphone app.
No matter which pet insurance plan that you select, it is important to review the terms before signing. You will avoid unpleasant surprises when you receive reimbursements from your insurance company.
Also, you should read the list exclusions of any pet insurance provider before signing on. Some of these exclusions may include cosmetic procedures, genetic disorders, and breeding costs.