Embrace is a Ohio-based company that provides personalized pet health insurance. They have several innovative features, including a declining deductible for preventative and routine care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company is a member of the North American Pet Health Insurance Association.
Embrace has customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. This insurer reviews your pet's medical records and will let you know if it has any pre-existing conditions. It also offers a money-back guarantee for the first 30 days. If you own more than one pet, your monthly premiums can be reduced.
Embrace offers customizable plans that can be customized for dogs and cats. You can modify the coverage amount to suit your pet's breed, age and species. You can also decide on your deductible amount, and the percentage of reimbursement. This will allow you to customize your plan to suit the budget.
It offers a 2-day waiting period in the event of an accident
Consumers who enroll in Embrace pet insurance are required submit a year worth of vet records. This allows the insurance company to adjust the premium based on the age and breed of the pet. The company also requires that pets be at least 15 years old to qualify for accident coverage.
Embrace provides pet owners with the ability to take their pet to any vet in any 50 state, along with a two-day waiting period. Clients receive reimbursement from the insurance company within 10 days. The policy does cover all breeds. A cat or dog that has had bilateral problems in the past is more likely than others to have the same problem.
It provides a six-month waiting time for canine orthopedic conditions
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. You can apply for a waiver to lower the waiting period. A veterinarian must perform a physical exam on your dog in order to waive the condition. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. Embrace will reimburse you the cost of this exam if it meets the requirements.
Different pet insurance companies have different waiting periods. Before you sign up, be sure to read the terms. Some companies allow for a four-day wait period in case of illness or accident. Others have a waiting period of 14 days. Embrace has a sixmonth waiting period for canine-related orthopedic conditions. But, if your dog has received a veterinary exam within the last six month, you can waive the exam.
It is priced competitively
Embrace Insurance offers a wide range of options and is affordable. Your pet's breed, age, size, and gender will determine your monthly premiums. In some cases, you can also reduce the cost of the policy by signing up for a Healthy Pet Deductible. This plan can help you avoid unnecessary financial burdens when it comes to pet care as well as medical expenses.
Embrace covers dogs and cats aged under 14. This type of insurance doesn't require a yearly renewal. It also offers an accident-only policy for older pets. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also includes rehabilitation and other therapies. Embrace offers plans that have a shorter waiting time for illnesses and accidents.