There are many types and options for dog health insurance. Based on your dog's health, you can select the coverage that is most beneficial for him or her. Dog insurance can be especially helpful for elderly dogs who are in poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans of Pets
If you have dog insurance, you don't need to worry about expensive diagnostic tests and veterinary visits. These policies are available through various companies. Numerous companies also offer wellness options to help improve the well-being of your pet. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws' pet health insurance policy covers a dog from head to paw. It covers injuries, diseases, and genetic conditions. You can choose whether to include alternative treatments and surgery or to limit the policy to routine exams. Healthy Paws also offers a life-long and single-incident policy for cats and dogs. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. The Chubb Group underwrites the policies. This group has a $25 Billion surplus and an A+ rating from credit rating agencies. It is also accredited by the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan has no annual limit, and you must enroll for at minimum 15 days. This isn't as detrimental as some dog insurance plans that require that you enroll for the full year before your pet gets coverage.
ASPCA
The ASPCA can provide you with insurance to cover your dog for unexpected costs. You can choose from a variety of plans. Their full-coverage plan covers a large variety of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog insurance pays up to 90% of all vet bills. You can customize the plans to get the coverage that you require, based on your budget. You can also choose an annual deductible and reimbursement (co-insurance) percent. You can also choose to go to any veterinarian you prefer. You can send a claim online and by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans are affordable for up to six pets. You have the option of accident coverage only or coverage for both illness and accidents.
Comprehensive plans cover all expenses associated with illness and injuries. Your policy can include wellness coverage. Comprehensive policies cover everything you need, including dental care, vaccinations, behavioral therapy, and wellness exams. XL Specialty Insurance Company offers the best dog health insurance and has several locations to choose from.
Direct Line
Direct Line Dog Insurance offers many options for pet owners. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These features can be helpful to owners who are looking for lower premiums. Trustpilot gives the company a high rating, scoring 3.8 out 5 stars.
Discounts are available for pet owners who have more than one animal. This discount is only valid for the first 12 month of your policy. Premiums usually rise every year. The plans do NOT provide lifetime protection and the maximum benefit for each condition is fixed. Pet health insurance doesn't cover dental care.