Your pet's health is important. Pet insurance can help you cover the cost of a wide range of veterinary services. This insurance can help pay for a variety of veterinary services such as treatment of serious illnesses and injuries, dental diseases, or even wheelchairs.
You have a variety of options when looking for pet insurance in New York City. The policies can range from being simple to very comprehensive. So it is important to find the one that best suits you and your pet.
Lemonade
Lemonade's website is easy to use and will take care of your pet's every need. It provides a flexible, affordable insurance plan to pets as young as 13 years. The company offers discounts to pets that are senior citizens or military personnel.
Spot
Pet owners will find this New York-based provider to be incredibly convenient. Its claims process is super simple, and you can send a vet's bill directly from your phone. You'll get reimbursed as long you meet the policy's deductible.
Trupanion
The company offers the broadest coverage in the market. It covers new or unexpected accidents, hereditary and congenital conditions and other illnesses. Trupanion’s in-office direct payment software allows veterinarians to submit a claim directly and receive reimbursement from Trupanion within minutes.
Embrace
Embrace, another insurance company offering multiple deductibles and annual coverage limits for you to choose from. Their accident and illness policy also covers alternative therapies including chiropractic care and acupuncture. It also pays exam fees and reimburses behavioral treatments as long as a vet prescribes them. The 180-day period of waiting before orthopedic injuries are covered can be waived if your pet is examined by a veterinarian within 14 calendar days of signing up for the policy.
Many pets
Many Pets has no pre-existing disease limit for dogs or cats, unlike some companies. The company provides an accident and illness insurance policy, with several deductible choices. Its yearly benefits range from $500 to unlimited.
MetLife
MetLife has a good service, but its accident and illness insurance isn't intuitive. Download the claim form, fill it out and send it to MetLife via digital or postal mail. Additionally, the wellness benefits are not outlined clearly online, so you'll have to contact the company for more information.
Wagmo
Founded in 2017 in New York City, Wagmo is a relatively new and tech-focused provider. The company offers many convenience features such as the capability to upload your bills using your smartphone, and receive payment via Venmo.
This company offers an optional wellness program that covers vaccinations, checkups for pets and medication. These plans are in additions to pet insurance. They can cost anywhere from $12-$36 a month for cats and dogs in New York.