Healthy Paws covers accidents and illness for dogs and cat. Owners of young pets can choose this affordable option, which covers cancer, emergency care for hereditary or congenital conditions, dental treatment and alternative treatments, such as chiropractic and acupuncture.
Healthy Paws can be a great option for a cat or dog that is younger because the company has no annual, per-condition or lifetime payout cap and allows paperless claim submissions. Their mobile application makes it easy for you to submit vet billing and check on the status of your claims. You can also submit a vet bill photo using their website or app to receive a quick payout.
How to obtain a Healthy Paws quote
You will need to give your pet's breed, age, and location in order to get a Healthy Paws Pet Insurance Plan. Then, you'll receive a quote that will give you an idea of what your policy will cost and what benefits it will provide. Once you decide which plan best suits your pet's needs, you can begin the enrollment process.
The Waiting period and Exclusions
All Healthy Paws Policies have a fifteen-day waiting period prior to filing an injury or illness claim. Healthy Paws doesn't pay for veterinary exam costs for the 15 days immediately following the date your policy became effective. They also don't cover hip displasis for newly registered pets.
If you choose Healthy Paws as your provider, your pet must be a registered breed of dog or cat. If your pet is a hybrid or mixed-breed, it may be subject to additional requirements.
If your pet has special health care needs, you may also choose to receive a higher amount of reimbursement. This will allow you to reduce your deductible.
This company can also help pet owners choose the right policy, and manage their account. Their online Customer Center allows you to track your policy's progress, make changes or cancel it.
A 24/7 pet health service is available. It is a great resource to ask questions about your pet’s condition or treatment. Local veterinarians can be connected with.
What to expect from the Healthy Paws claim and reimbursement processes
You will receive an email from Healthy Paws with detailed instructions on how you can submit your vet's bill. This will include instructions for taking a picture of your pet's vet bill and submitting it online.
After you've submitted your claim, you'll receive a check in the mail within 3-5 days of submitting it. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to cancel Healthy Paws Pet Insurance Policy
By email, faxing or regular post you can cancel your Healthy Paws Policy. You will receive a refund if you cancel within 30 days after enrolling. You may be charged for a cancellation fee if you do not cancel your policy within 30 days.