AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers expenses related to travel, such as COVID-19 and illness. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
COVID-19-related illnesses covered
AIG insurance policies can provide medical coverage for the COVID-19 epidemic if you are travelling abroad. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can give you all the documentation and information necessary to get the treatment you desire. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. The level of coverage can vary widely between plans.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal goods such as clothes, toiletries, etc. The policy limits usually range from $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. Your claim may also be subject to a deductible.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
Emergency medical evacuation plans provide coverage for medical transportation and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Repatriation coverage is available for the loved ones of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover baggage lost or delayed.