If you live in Minnesota, you will need car insurance coverage. Minnesota requires motorists to have liability, protection for personal injuries, and coverage for uninsured and underinsured motorcyclists. You can save money by purchasing only the minimum policy requirements. Most drivers opt for more. Insurance companies can raise your policy's cost or cancel it altogether if you have poor driving records. Also, consider the cost for coverage for family members who live with you.
Geico
GEICO Minnesota is a prominent auto insurance provider. They have a high customer satisfaction rate and offer low prices. Owned by Berkshire Hathaway, this company provides coverage to drivers in all 50 states and Washington, DC. Geico is a preferred choice over other competitors due to its digital features, which have won awards, and its low customer complaints.
Allstate
Allstate is Minnesota's premier auto insurance provider. Allstate offers a wide range of insurance options and has a dedicated team to assist you in finding the right policy for you at the best price. Allstate has many resources that can help you make informed choices about your policy.
State Farm
Shopping around is the best way to find great car insurance rates. You should also make sure you have a clean driving record and understand how much coverage you need. Fortunately, State Farm offers a number of discounts to its customers. You can also reduce your deductible, or change the type of insurance to get a great rate.
Geico Auto-Owners
Geico Auto-Owners Minnesota, a great choice for Minnesota drivers who want affordable coverage and seamless claims handling. It was established in 1916 and has a great reputation for providing outstanding customer service. A 2021 J.D. Power study found that the company scored 845 points on a 1,000 point scale, which makes it the fourth best provider of auto insurance in the state.
Auto-Owners
Minnesotans can choose from many policies for their auto insurance needs. If you are looking for affordable coverage and an easy claims process, Auto-Owners Insurance might be a good choice. They have been in business over 100 years. Their stellar reputation is for excellent customer service. AM Best has given them an A++ financial rating, which indicates that they are financially strong and capable of paying their policyholders. A testament to their ability and willingness to serve customer needs, they have had fewer complaints from National Association of Insurance Commissioners.
Progressive
Progressive car insurance in Minnesota is available to drivers who have an A+ financial strength rating. This means that the company can be financially stable. There are many discounts available to customers that can help them save a lot. Its website has a Name Your Price tool. This allows you to enter your details for a free quotation. You can also enter a budget for the amount of premium you want to pay, and Progressive will give you different options that fall within your budget.