Hartville Pet Insurance is the largest pet insurance provider in the United States. The company offers a number of coverage choices that will help you keep your cat and dog happy and healthy. This company has a strong reputation for customer service, as evidenced by online reviews.
Hartville offers policies that cover a range of expenses for the health and medical care of your pet, such as emergency care, surgery and diagnostic procedures. They also include veterinary medication and veterinary medicines. It also includes coverage for hereditary conditions and behavioral problems.
Canada and all 50 States offer insurance. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
Hartville's preventative and dental care plans are available in addition to the accident and illness insurance. By preventing disease and illness, these types of plans will save you money.
Hartville's mobile app makes it simple to select the right pet insurance plan. Direct deposit can be set up to get reimbursements quicker.
As evidenced by its BBB rating and Trustpilot reviews based on 197 customer reviews, the company places a high priority on customer service. Its employees are responsive, friendly, and well-informed.
Hartville is a member of Crum & Forster Pet Insurance Group. This group is also home to ASPCA Pet Health Insurance Premier Pet Insurance & Petshealth Care Plan.
The prices of Hartville are competitive. They start at just $4 a month for accident-only insurance and can go up to about $45 if you want a full pet health plan. Hartville also offers several benefits not available from its competitors, such as microchipping and behavioral therapy.
The cost of the pet insurance can be prohibitive for many. This is especially true of the most affordable policies, which only cover accidents and illness.
All claims must be paid in full, including the monthly fee. You can choose to add preventive packages to your package for a fee.
If your pet is diagnosed with a pre-existing condition, Hartville will require you to provide a certificate of good health for the condition, along with your pet's vaccination records and health record from their previous veterinarian. Hartville will then review your claim and approve it once you've submitted all the information.
Your claim will be processed and you will get a check via mail. The company allows you to track your claim's progress via the member portal and its smartphone application.
Regardless of the pet insurance plan you choose, it's important to read through the terms and conditions before signing on. You will avoid unpleasant surprises when you receive reimbursements from your insurance company.
Also, you should read the list exclusions of any pet insurance provider before signing on. Some of these exclusions may include cosmetic procedures, genetic disorders, and breeding costs.